2022 Florida Legislative Session Dates:
January 11, 2022 - Regular Session Convenes
March 11, 2022 - 60th Day - Last Day of Regular Session
Click on Bill Title to View Bill Details on House or Senate Site
Priority Bills of Interest
Mortgage Payoff Letters
HB 353 - Mortgage Payoff Letters (Companion SB 1016)
Requires mortgagee or servicer of mortgage to send estoppel letter within specified time; provides requirements for estoppel letter; requires payments received pursuant to estoppel letter be applied to unpaid balance; provides for liability; authorizes damages & attorney fees & costs; prohibits punitive damages; provides certain persons may still be personally liable after recording satisfaction of mortgage.
SB 1016 - Mortgage Payoff Letters (Companion HB 353)
Mortgage Payoff Letters; Revising the timeframe in which mortgagees must send an estoppel letter after receiving a written request; prohibiting mortgagees or servicers of mortgages from taking certain actions relating to reliance on information in estoppel letters; prohibiting mortgagees or servicers of mortgages from denying the accuracy of information in estoppel letters if a person reasonably and detrimentally relied upon such information; requiring mortgagees and servicers of mortgages to execute and record a specified instrument after certain payments are received; revising the definition of the term “estoppel letter”, etc.
Marketable Record Titles to Real Property
HB 219 - Marketable Record Titles to Real Property
FLTA SupportsSB 1380 - Real Property Rights
Revises rights that are not affected or extinguished by marketable record titles; revises what types of interests are extinguished by marketable record title; revises definition of term "covenant or restriction"; requires persons with certain interests in land which may be extinguished by this act to file specified notice to preserve such interests.
Real Property Rights; Revising rights that are not affected or extinguished by marketable record titles; revising the types of interests extinguished by marketable record titles; authorizing owners or operators of private property used for motor vehicle parking to establish rules, rates, and fines governing private persons parking on the property; prohibiting counties and municipalities from enacting any ordinance or regulation attempting to restrict or prohibit the owner or operator from adopting such rules, rates, or fines, etc.
HB 639 - Benchmark Replacements for London Interbank Offered Rate (Companion SB --)
Requires recommended benchmark replacements selected by specified persons be benchmark replacements on U.S. Dollar London Interbank Offered Rate (LIBOR) replacement date for contracts, securities, & instruments for business organizations, Florida Insurance Code, financial institutions, Uniform Commercial Code, real & personal property conveyance of land & declarations of trust, & real & personal property mortgages; authorizes specified persons to select recommended benchmark replacements; provides requirements for benchmark replacements; provides person is not liable for damages & is not subject to claims & requests for equitable relief.
Benchmark Replacements for London Interbank Offered Rate; Requiring that recommended benchmark replacements selected or recommended by specified persons be benchmark replacements on the United States dollar London Interbank Offered Rate (LIBOR) replacement date for certain contracts, securities, and instruments; authorizing specified persons to select benchmark replacements under certain circumstances; requiring that benchmark replacement conforming changes become an integral part of contracts, securities, and instruments under certain circumstances; providing that a person is not liable for damages and is not subject to claims and requests for equitable relief under certain circumstances, etc.
HB 595 - Public Employees Relations Commission (Companion SB 818)
Provides exemption from public records requirements for personal identifying & location information of chair, commissioners, & hearing officers of Public Employees Relations Commission & personal identifying & location information of spouses & children of such personnel; provides for future legislative review & repeal of exemption; provides statement of public necessity.
SB 818 - Public Employees Relations Commission (Companion HB 595)
Public Records/Public Employees Relations Commission; Exempting the personal identifying and location information of the chair, commissioners, and hearing officers of the Public Employees Relations Commission and the personal identifying and location information of spouses and children of such personnel from public records requirements; providing for future legislative review and repeal of the exemption; providing a statement of public necessity, etc.
Residential Mortgage Loans
Requires periodic statements for residential mortgage loans to follow specified laws; requires mortgage servicers & mortgage lenders to assume duties & obligations related to previously approved loan modifications; prohibits mortgage servicers & mortgage lenders from commencing civil actions, recording specified notices, & conducting foreclosures of sale unless specified conditions are met; requires mortgage servicers & mortgage lenders to establish single points of contact; requires mortgage servicers & mortgage lenders to send written acknowledgment of application receipt to foreclosure prevention alternative applicants in specified manners within specified timeframe; prohibits mortgage servicers & mortgage lenders from charging specified fees; prohibits insurers & insurance agents from engaging in certain acts relating to lender-placed insurance for residential mortgage loan guaranty.
Servicers and Lenders of Residential Mortgage Loans; Requiring mortgage lenders and mortgage servicers to comply with specified federal law; requiring mortgage servicers and mortgage lenders to assume duties and obligations relating to previously approved first lien loan modifications, foreclosure prevention alternatives, and other loan modifications under certain circumstances; prohibiting mortgage servicers and mortgage lenders from commencing certain civil actions, recording specified notices, or conducting foreclosure sales unless specified conditions are met; prohibiting insurers and insurance agents from engaging in certain acts relating to lender-placed insurance for residential mortgage loan guaranty; prohibiting mortgage servicers and mortgage lenders from commencing certain civil actions, recording specified notices, or conducting foreclosure sales unless specified conditions are met; providing an exception, etc.