Nationally, we are facing a huge foreclosure problem.   Congress is holding hearings, and our friends at ALTA are actively protecting the interests of the title industry.   The Office of the Comptroller of the Currency has mandated that upon request, a foreclosed homeowner is entitled to an independent review of any improprieties in their foreclosure process.  (here's the Link at ALTA)  This is only going to open up the possibility of more attempts to set aside a completed foreclosure, increase the risk and uncertainty facing our title insurers and delay the economic recovery.