Suspicious Activities & Persons Committee

Florida law creates a limited protection against libel & slander claims when certain approved employees of an insurer share information intended to help avoid crimes, fraud or insurance losses. The “SAP” committee was formed as the vehicle for insurers to share information about suspected and attempted frauds before they have been proven – and this shared information often forms the basis of underwriter Caveats.

Membership on this committee is limited to the employees of an insurer who are registered with the state to receive the information and be protected from libel and slander claims.