Gov't Affairs Blog

OLD Gov't Affairs Blog
We stopped using this blog after the 2013 Florida Legislative Session and created a new Government Affairs Forum, which will allow us to better control distribution of information.  This one will be maintained as an archive. 

More formal bulletins, summaries of legislation, position papers and the like appear on the Government Affairs page



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  • 06/21/2011 10:34 PM | Anonymous

    CFO Jeff Atwater's office asked that we remind our members that it is illegal to write title insurance policies on insurers who are not currently authorized in Florida; and that any agent or other person who, directly or indirectly, aids or represents an unauthorized insurer can lose their licenses or face other disciplinary sanctions.  A copy of his memorandum can be accessed here.  

    Agencies writing policies in multiple states are at particular risk of inadvertent violations -- simply by grabbing the wrong policy jacket for a Florida transaction.   

    While it is not addressed in this memorandum, it is also a violation to issue an unauthorized policy form insuring Florida real property. The 2006 policy forms approved in Florida differ from the ALTA standards in some key respects -- so make certain that you are only issuing policy and endorsement forms "with Florida modifications" on your Florida transactions.

  • 06/18/2011 12:08 PM | Anonymous
    People are still sending recordings to the Clerk's office in Broward.   After a delay, these documents are (hopefully) returned unrecorded.   Recognizing the problems this may cause -- and because they want to do a good job for their customers -- the Broward County Records Division has asked that we remind our members:

    IN

    BROWARD COUNTY , THE OFFICE FOR RECORDING DOCUMENTS

    IS NOT ASSOCIATED WITH THE CLERK OF COURTS.  IT IS:

    THE BROWARD COUNTY

    RECORDS, TAXES & TREASURY DIVISION.

    PLEASE SEND YOUR DOCUMENTS  FOR RECORDING TO:

    RECORDING SECTION

    115 South Andrews Avenue

    Room 114

    Fort Lauderdale, Florida 33301

    REQUEST CERTIFIED COPIES OF PREVIOUSLY RECORDED DOCUMENTS FROM:

    SEARCH & COPY SECTION

    115 South Andrews Avenue

    Room 119

    Fort Lauderdale, Florida 33301

    CHECKS MUST BE MADE PAYABLE TO:

    BROWARD COUNTY

    BOARD OF

    COUNTYCOMMISSIONERS

    or

    BROWARD COUNTY BOCC

    WHEN RECORDING BY MAIL, INCLUDE A SELF ADDRESSED,

    POSTAGE PAID RETURN ENVELOPE OF SUFFICIENT SIZE

    TO HOLD YOUR DOCUMENTS.

     AVOID POTENTIAL DELAYS IN SERVICE

    by complying with this information.

    THANK YOU !

    OUR WEBSITE:  

    www.broward.org/records

    PHONE:  (954) 831-4000

  • 06/17/2011 3:39 PM | Anonymous

    FROM ALTA -- GRASSROOTS ACTION ALERT

    Soon, liquidity in mortgage finance will be dictated by government regulations under the definition of a Qualified Residential Mortgage (QRM).

    Dodd-Frank requires lenders to retain 5% of the risk of all mortgages that they sell to investors. The QRM is important because it exempts certain types of mortgages from Dodd-Frank's risk retention requirement. 

    Regulators have gone too far and said that only mortgages with a 20% down payment will be considered a QRM. That means you can expect most lenders will be offering 80/20 LTV mortgages and few other options. 

    Recently, over 200 members of Congress sent a letter to regulators asking them to reconsider QRM definition, including the negative impact a 20% down payment requirement would have on real estate markets. These lawmakers recognize that income verification, credit history and job security are more important to successful mortgage lending than a hefty down payment.

    It is important that Members of Congress that have not signed the letter yet hear from you. Help stop real estate markets from getting worse! You can help by contacting your Member of Congress and asking them to sign onto this important letter to regulators 

    CLICK HERE to Contact Your Member of Congress!

  • 06/15/2011 1:37 PM | Anonymous
    Representative Kathleen Passidomo (R-Naples) is continuing her efforts to address Florida's foreclosure crisis and has reached out to FLTA and the Real Property, Probate, and Trust Law Section of the Florida Bar for assistance in crafting that solution. 

    We are honored to have been asked to provide input at this early stage in the process.
  • 05/01/2011 7:17 PM | Anonymous
    On Friday, the House passed HB 907, which includes the FLTA's language excluding most real property transfers as triggering events for transferee liability.  Absent that exclusion, a title agent would be responsible for seeking a tax clearance certificate in almost every sale. 
  • 05/01/2011 7:02 PM | Anonymous
    The Florida Bar unlicensed Practice of Law committee will accept additional testimony regarding whether the handling of a short sale by a title agent constitutes the Unlicensed Practice of Law.    

    Comments should be routed to:

    Jeffrey T. Picker, Esq.
    Assistant UPL Counsel
    The Florida Bar
    651 East Jefferson Street
    Tallahassee, Florida 32399-230
     
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